Third-Party Insurance
Claim Investigations

Navigating an insurance claim can be overwhelming for property owners. Many are unsure of what damages are covered, how the process works, or how filing a claim may impact future premiums. Filing a claim for a loss that is not covered can result in higher premiums—or even non-renewal—despite the policyholder receiving no benefit. At the same time, legitimate, covered claims are often denied, leaving homeowners and business owners feeling powerless and without clear direction.
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Capital Valley Inspections provides independent, third-party insurance investigations designed to help property owners understand the true condition of their property and the validity of their claim. Our reports are unbiased, thoroughly documented, and focused on the facts. We also offer guidance throughout the claims process so policyholders can make informed decisions and communicate effectively with their insurance company.
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Whether you are preparing to file a claim, disputing a denial, or simply want clarity on your coverage and property condition, Capital Valley Inspections acts as your objective advocate, ensuring you have the accurate information needed to protect your investment.